When I woke up this morning, I thought I had a reasonable $36,000 in student debt. Now, I find out it's $96,000 after learning my parents took out massive loans on my ass which I will NEVER be able to repay. What's worse, I'm an atheist who's positively phobic of the endless nonexistence waiting for me when I die. So much so that I decided to go in for cryonics at the age of 24. Now that I know I can't make the payments, the old fears are raising their heads again and I'm having a total meltdown. HELP!