Dude, no one is trying to argue with you.
Anyway.
In regards to a setting; Obviously we're going to side with something closer to a City - Cities have varied people, lots of stuff to do, lots of stuff to get into, good and bad, yadda yadda -
I've seen it done in a few roleplays where they specifically call out certain places in the city. Restaurants, stores, clubs, etc! So I think that alone would give this roleplay more depth then a simple 'Mutual Sex Friends' would give. Open opportunities, much like they would in videogames! o v o
So let's talk about that. It can also give us some ideas on what we want to do with the characters we'll roll into this roleplay! Suggestions? Preferences? Etc.