S
Sakura
Guest
Original poster
Hey Iwakuan ;~;
I need some help again. The stuff below is going to be super personal, but I feel that telling my college classmates always rendered more or less the same advice and I do want to think of other options. And I have only a handful of people in school whom I trust with such personal information.
Please don't read the following if you are only going to pity me or judge me. I'd rather not be treated either way.
Recently, my mom pulled out financially. It was during my finals week and almost cost me my exams. She refused to pay for my summer classes (she is wealthy and it was our agreement that she would pay for this school, I wanted to go elsewhere. but I tried to make the most of it, and I love my school now), basically throwing awry my internship and summer classes and also my next semester class schedule.
That aside, she's now on/off about paying. Dad is retired doesn't have that kind of money. On taxes, she's been putting me as her dependent for years, but she refuses to pay. Come September, she might cough up the money after days and days of verbal and sometimes, physical abuse.
I'm really really tired of it. I don't want her money if it means that I'm bargaining with a monster. I'm tired of the guilt trips and the "I gave you money for college." as if that money was her life support (which it isn't. she's very rich and owns many properties in other states).
FAFSA and financial aid isn't giving me much. The school's tuition is around 20,000$ a semester. It's crazy expensive. I get about 6500$ in scholarship a semester. I have about $12000 in savings. I am not eligible for federal grants because of my mom's income. The cheapest dorm option is 5,000$ a semester.
So here's the problem. I used to work 12 hours a week. It gets me around ~150$ a week. I spent about $500 on laundry, grocery, amenities. If I try and find an apartment instead of the hostel, the local area of the school +/- 30 minutes train ride it's around $2000 for a one-bedroom or $1200 for a studio. If you split it, I guess it's possible. I'm currently hunting down roommates. I can get a better paying job, too. I'm thinking of maybe studying part-time (less than 12 credits) that's $1192 or something per credit, but they don't give financial aid, so no scholarship.
Ah.. There's also this. On emergency basis my dad attempted to transfer me to McGill University in Montreal, his alma matter. I wasn't able to get in. They told us it was really really really late to submit an application and that we shouldn't get our hopes up. Then, two weeks later they told us that they don't have a seat for me because to be honest, my GPA isn't outstanding and they don't see any reason to accept me on a late-special-third-year-transfer basis. They suggested I should apply on time for a transfer next year. Which is just. hard to believe. And I'm super upset. I just put my hopes on my dad being able to talk to his alma matter because he said it like he could, but I guess dad can't do everything right?
These last few months have been absolutely grueling. Living alone in Brooklyn was hard. Groceries and cooking and taking of my own expenses was hard. But entering a world of loans and debt that I know nothing about and my dad can't help me either. Just feels really hopeless and I want to be strong and look for my options seriously.
Also, I have an allergic condition for the last six months. Chronic urticaria. No idea what causes it. Doctor gave me three stages of medicine. One for every morning. It's very low-dosage. Sometimes it doesn't work. In that case, I'm supposed to wait six hours and take stage two. And worst case scenario, before I sleep take stage 3 which is the same medicine they give people before surgery otherwise I'm covered in hives and all swollen itchy and unable to sit still. Apparently stress makes it worse. I think I'm going to explode.
Well the bright side is that I'm still positive? I don't mind working, living alone and studying part-time. Maybe also considering taking a semester off and just working my butt off. I guess it's time I grew up and realized that if I'm going to want something, I'm going to have to work for it myself.
Anyways. I seriously need advice. I don't know what I'm doing, what I should do. About taking loans, I know only the basics. Is there a way for me to be financially independent legally, etc. I have tons of questions and no one to talk to. So I've turned to you guys as always.
Please help me ;~;
I need some help again. The stuff below is going to be super personal, but I feel that telling my college classmates always rendered more or less the same advice and I do want to think of other options. And I have only a handful of people in school whom I trust with such personal information.
Please don't read the following if you are only going to pity me or judge me. I'd rather not be treated either way.
Recently, my mom pulled out financially. It was during my finals week and almost cost me my exams. She refused to pay for my summer classes (she is wealthy and it was our agreement that she would pay for this school, I wanted to go elsewhere. but I tried to make the most of it, and I love my school now), basically throwing awry my internship and summer classes and also my next semester class schedule.
That aside, she's now on/off about paying. Dad is retired doesn't have that kind of money. On taxes, she's been putting me as her dependent for years, but she refuses to pay. Come September, she might cough up the money after days and days of verbal and sometimes, physical abuse.
I'm really really tired of it. I don't want her money if it means that I'm bargaining with a monster. I'm tired of the guilt trips and the "I gave you money for college." as if that money was her life support (which it isn't. she's very rich and owns many properties in other states).
FAFSA and financial aid isn't giving me much. The school's tuition is around 20,000$ a semester. It's crazy expensive. I get about 6500$ in scholarship a semester. I have about $12000 in savings. I am not eligible for federal grants because of my mom's income. The cheapest dorm option is 5,000$ a semester.
So here's the problem. I used to work 12 hours a week. It gets me around ~150$ a week. I spent about $500 on laundry, grocery, amenities. If I try and find an apartment instead of the hostel, the local area of the school +/- 30 minutes train ride it's around $2000 for a one-bedroom or $1200 for a studio. If you split it, I guess it's possible. I'm currently hunting down roommates. I can get a better paying job, too. I'm thinking of maybe studying part-time (less than 12 credits) that's $1192 or something per credit, but they don't give financial aid, so no scholarship.
Ah.. There's also this. On emergency basis my dad attempted to transfer me to McGill University in Montreal, his alma matter. I wasn't able to get in. They told us it was really really really late to submit an application and that we shouldn't get our hopes up. Then, two weeks later they told us that they don't have a seat for me because to be honest, my GPA isn't outstanding and they don't see any reason to accept me on a late-special-third-year-transfer basis. They suggested I should apply on time for a transfer next year. Which is just. hard to believe. And I'm super upset. I just put my hopes on my dad being able to talk to his alma matter because he said it like he could, but I guess dad can't do everything right?
These last few months have been absolutely grueling. Living alone in Brooklyn was hard. Groceries and cooking and taking of my own expenses was hard. But entering a world of loans and debt that I know nothing about and my dad can't help me either. Just feels really hopeless and I want to be strong and look for my options seriously.
Also, I have an allergic condition for the last six months. Chronic urticaria. No idea what causes it. Doctor gave me three stages of medicine. One for every morning. It's very low-dosage. Sometimes it doesn't work. In that case, I'm supposed to wait six hours and take stage two. And worst case scenario, before I sleep take stage 3 which is the same medicine they give people before surgery otherwise I'm covered in hives and all swollen itchy and unable to sit still. Apparently stress makes it worse. I think I'm going to explode.
Well the bright side is that I'm still positive? I don't mind working, living alone and studying part-time. Maybe also considering taking a semester off and just working my butt off. I guess it's time I grew up and realized that if I'm going to want something, I'm going to have to work for it myself.
Anyways. I seriously need advice. I don't know what I'm doing, what I should do. About taking loans, I know only the basics. Is there a way for me to be financially independent legally, etc. I have tons of questions and no one to talk to. So I've turned to you guys as always.
Please help me ;~;
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