Just out of mere curiosity, what is insurance like in your country? Do you pay for it? Do you have it all it? Does the government pay? What do you wish you had? Living in Canada, most things are covered by the government - emergency and doctor visits, dentist, surgeries, optometry, etc. The only issue is that it can take a long time, because the system is so clogged up. For example, where I live it can be up to three weeks to get an MRI scan. Go to the States you can probably get in the same day. I really do love the insurance program where I live though. My family has visited a lot of doctors over the years, and I can't imagine how in debt we'd be without the insurance system in place. I'm used to the wait by now and I'm glad I rarely have to pay for anything.