I still have my V-card too.
At first I was distraught over it, but now I'm all, "Eh, fuckit." Obviously not literally, of course.
Honestly, I've just never been in a situation where I was able to lose it. I don't go out much, and when I did, my confidence level was never good enough to land a girl solidly enough to drunkenly stumble back to either of our dorms AND fuck. Only stumble to the hall.