Bitlife App Game Confusion? (I need help...)

Nahellion

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So I am playing an App game called Bitlife on my phone. It's a text game sort of similar to Sims 4. When I pressed new life, I got this message. "I was born a female in Oakland, United States. I was the result of a paid-off debt."

I tried looking online to see if someone knew what that meant, but there are no answers.

I know this is a stupid question, but I am so confused about what this means! What do they mean by I was a result of a paid-off debt? XD
 
The only interpretation I can see is:

Character's mother owed a debt of some kind. Money, favors, something. It doesn't really matter, probably. Character's mother could not repay that debt.

When the person came to collect, the mother couldn't pay, so she paid it in other ways that would result in a child.

If you catch my drift.